Which of the following might be required for uninsured motorist coverage?

Uninsured motorist coverage is designed to protect drivers from the financial consequences of accidents involving drivers who do not have insurance. In many states, including Colorado, consumers are given the option to purchase this coverage. However, they must also acknowledge their choice regarding it.

A written rejection is often required for individuals who decide not to purchase uninsured motorist coverage. This document serves to formally record the insured’s decision to waive this important protection. It ensures that they have been informed of the coverage and have consciously opted out, which protects both the insurer and the insured when it comes to liability in the event of an accident with an uninsured driver.

In contrast, an affidavit from the insured, a signed waiver, or proof of income does not directly relate to the process of opting out of uninsured motorist coverage. While such documents may be relevant in other insurance contexts, the specific requirement for the rejection of uninsured motorist coverage is generally a written statement that clearly indicates the insured's intent to decline the coverage offered.