Which of the following is considered a type of commercial insurance?

General liability insurance is considered a type of commercial insurance because it is specifically designed to protect businesses from claims related to injuries and damage that occur in the course of business operations. This coverage safeguards companies against potential lawsuits and claims arising from accidents on their premises or as a result of their business activities, which can include bodily injury, property damage, and personal injury claims.

In contrast, homeowner's insurance primarily protects individuals and their residential properties, making it a personal lines insurance product rather than a commercial one. Automobile insurance generally covers personal vehicles and their owners or drivers, and while there is commercial auto insurance for businesses, the standard automobile insurance policies are not categorized as commercial insurance. Health insurance focuses on providing coverage for individual or group medical expenses without the characteristics of a business-focused insurance policy. Thus, general liability insurance stands out as the correct choice in the realm of commercial insurance.