What is the total number of continuing education hours that must include ethics for a 2-year CE term?

In Colorado, insurance producers are required to complete a total of 24 hours of continuing education every two years. Out of these required hours, a minimum of 3 hours must be dedicated specifically to ethics. Therefore, while the overall total focuses on a rigorous understanding of various insurance topics, the ethics requirement plays a critical role in ensuring that producers engage in responsible and professional conduct in their practices.

The correct answer emphasizes the full scope of continuing education requirements, particularly highlighting the importance of ethical training as a cornerstone of professional insurance practice. Understanding that 24 hours encompasses a broad range of topics, with ethics being a pivotal aspect, illustrates the commitment required from insurance producers to uphold ethical standards in their interactions with clients and within the industry.