What is the maximum number of continuing education hours that can be carried over to the next renewal period?

The maximum number of continuing education hours that can be carried over to the next renewal period is 12 hours. This provision allows insurance producers to apply a portion of their completed continuing education hours towards the next license renewal process, ensuring that they maintain compliance with educational requirements while also benefiting from their prior training.

This structure is beneficial for producers, as it provides flexibility and encourages ongoing professional development, allowing them to accumulate knowledge over time without the pressure of needing to complete all required hours in a single renewal period. By allowing 12 hours to be carried over, the regulatory framework promotes sustained engagement with educational resources while also recognizing the challenges professionals may face in fulfilling their continuing education obligations.