Temporary, total, and partial disability benefits are a percentage of the difference between what two values?

Temporary, total, and partial disability benefits are calculated based on the difference between an individual’s weekly earnings at the time of injury and their actual gross weekly income during the period of disability. This approach is designed to provide financial support that takes into account the income lost due to the injury.

When a person becomes disabled temporarily, they may not be able to earn their full income, so the benefits serve to replace a portion of their lost earnings to help them maintain their financial stability while recovering. By comparing the income prior to the injury to the income during the disability period, the insurance system is able to determine the appropriate benefit amount needed to support the individual during their recovery phase.

Other options, such as comparing employment income and retirement income or gross income and net income do not specifically relate to the framework of disability benefits. Additionally, looking at current wages versus average wages would not provide an accurate reflection of the financial impact of the disability relative to an individual's earnings prior to the injury. This makes the calculation based on the values of pre-injury earnings and post-injury income particularly relevant in determining the level of support needed.